Unsecured Bad Credit
Loans
PRIVACY POLICY
Who we are:
In this privacy policy references to "we",
"us" and "our" are to Unsecured Bad Credit Loans.
References to "our Website" or "the Website" are
to www.unsecured-bad-credit-loans.co.uk.
What information we collect and how:
The information we collect via the Website may include:
1. Any personal details you knowingly provide us with
through forms and our email, such as name, address, telephone number
etc.
2. In order to effectively process credit or debit card
transactions it may be necessary for the bank or card processing agency
to verify your personal details for authorisation outside the European
Economic Area (EEA). Such information will not be transferred out of
the EEA for any other purpose.
3. Your preferences and use of email updates, recorded
by emails we send you (if you select to receive email updates on products
and offers).
4. Your IP Address, this is a string of numbers unique
to your computer that is recorded by our web server when you request
any page or component on the Website. This information is used to monitor
your usage of the Website.
5. Data recorded by the Website which allows us to recognise
you and your preferred settings, this saves you from re-entering information
on return visits to the site. Such data is recorded locally on you computer
through the use of cookies. Most browsers can be programmed to reject,
or warn you before downloading cookies, information regarding this may
be found in your browsers 'help' facility.
What we do with your information:
Any personal information we collect from this website
will be used in accordance with the Data Protection Act 1998 and other
applicable laws. The details we collect will be used:
1. To process your order, to provide after sales service
(we may pass your details to another organisation to supply/deliver
products or services you have purchased and/or to provide after-sales
service);
2. In certain cases we may use your email address to
send you information on our other products and services. In such a case
you will be offered the option to opt in/out before completing your
purchase.
We may need to pass the information we collect to other
companies for administrative purposes. We may use third parties to carry
out certain activities, such as processing and sorting data, monitoring
how customers use the Website and issuing our e-mails for us. Third
parties will not be allowed to use your personal information for their
own purposes.
Third parties, such as Google AdSense, may place and
read cookies on your browser, or use web beacons to collect information,
while serving ads on this website.
Here is how Google explains cookies: "A 'cookie'
is a small file containing a string of characters that is sent to your
computer when you visit a website. When you visit the website again,
the cookie allows that site to recognize your browser. Cookies may store
user preferences and other information. You can reset your browser to
refuse all cookies or to indicate when a cookie is being sent. However,
some website features or services may not function properly without
cookies."
Your Rights
You have the right to request a copy of any information
that we currently hold about you. In order to receive such information
please send your contact details including address and payment of £10
to cover administration expenses to the following address:
Inteltab
219 Bow Road,
London E3 2SJ
United Kingdom
Other Websites
This privacy policy
only covers this website. Any other websites which may be linked to
by our website are subject to their own policy, which may differ from
ours.
Supplemental
Policy
The information
we collect
We may collect personal
information about you which you give to us when you use our Services,
for example, in order to obtain a quote for life insurance. The provision
of the Services to you may also require us to store details of your
transactions, together with details of your financial information. We
will periodically review your personal information to ensure that we
do not keep it for longer than is necessary.
Purposes for which
we use information about you
We may use your
personal information for the following purposes:
a.to enable you
to access and use the Services; and/or
b.to personalise aspects of our overall service to you; and/or
c.to communicate with you; and/or
d.to process a transaction between you and a third party.
Passing on information
about you
Please be aware
that once you use our Services, you will be regarded as having given
your consent to us disclosing your personal information to the following
parties:
a.third party providers
whose products or services are listed on the results pages of the channels
on our website, for the purposes of obtaining an online quotation for
you or comparing different products and services as requested by you;
b.The Financial Services Authority and/or other regulatory/governing
bodies for the purposes of compliance monitoring;
c.other third parties either where necessary for those third parties
to provide additional products or services requested by you or with
your prior consent.
Informing you of
offers and services which may be of interest
We would like to
keep you updated by phone, e-mail or text of other products and services
which we feel you may benefit from. For example, we may e-mail you letting
you know how you could save money by switching product and services.
Wherever we capture your data you will be asked to confirm your acceptance
of us using your data for these purposes. By providing your information
when you use our site, you consent to us disclosing your personal information
to the following parties:
a.other companies
in the Inteltab Group of companies; and
b.our trusted business partners, whose products and services may save
you money.
You can ask us to stop passing your information to third parties for
marketing purposes at any time, which we will do. Such a request may
result in us ceasing to offer the Services to you.
We may disclose
information about you in connection with legal proceedings or potential
legal proceedings or if otherwise permitted to do so by law.
Electronic Communications
When you agree to
receive any electronic communications from us, you also agree to receive
additional communications on products and services which we believe
you may be interested in. Any electronic communications we send you
will include clear and concise instructions to follow should you wish
to unsubscribe at any time.
Third party providers
and data privacy
If you decide to
enter into a contract with a third party provider through a channel
on our website, the information you have provided to us together with
any further information requested by, and supplied by you to, the third
party provider will be held by the provider for the purposes set out
in that provider's privacy policy. Therefore, you are strongly advised
to read your chosen provider's privacy policy and satisfy yourself as
to the purposes for which the provider will use your personal information
before entering into the contract. We have no responsibility for the
uses to which a provider puts your personal information once you have
contracted with that provider.